Bonds & CDs

Purchasing fixed income products is simple and convenient at TD AMERITRADE. You can search a wide range of bonds and CDs yourself or get assistance using the Bond Wizard and Bond Ladder tools. Learn more about fixed income investing below.

Please note: Buy orders for bonds are subject to a 5 bond ($5,000 par value) minimum. CD Buy orders are subject to a 2 CD ($2,000 par value) minimum.

 

Find a bond solution that meets your needs

Clients can use our Bond Wizard tool…it guides you through a step-by-step process to help you find bonds suited to your specific situation, or to help you build a bond ladder.

 

Manage your investments with a bond ladder or CD ladder

Building a bond ladder is a strategy that is designed to decrease the overall risk of your fixed income portfolio.

 

Search for a type of bond or CD

Select any link to view a sample of available fixed-income securities.

  • CDs - 3-mo., 6-mo., 9-mo., 1-yr., 3-yr., 5-yr.
  • Active Treasury Bonds - 3-mo., 6-mo., 2-yr., 5-yr., 10-yr.
  • Agency Bonds - 10 Sample offerings
  • Corporate Bonds - 10 Sample offerings
  • Municipal Bonds - 5-yr. to 10-yr.
 

How could bonds and CDs fit into my portfolio?

Common reasons for investing in fixed income securities are:

Preservation of capital: Most bonds and CDs are issued with a set interest payment (the coupon) and a maturity date on which the original face value will be repaid. They're designed to let you invest knowing that, although the bonds fluctuate in price from the time they are issued, you will receive the full face amount of the bond when it matures.

Income: They can help provide a steady stream of income. This can be helpful for budgeting and may be indispensable for investors who are retired or otherwise require a steady income stream.

Diversification: They can help provide stability in a portfolio, because bond prices often (but don’t always) move in a different direction than stock prices. A portfolio that contains both stocks and bonds tends to be less volatile than one that contains only one of these asset classes.

Get more information at investinginbonds.com , at pathtoinvesting.com , or in our education section.

Please note: It is important to keep in mind that investments in fixed income products are subject to liquidity (or market) risk, interest rate risk (bonds ordinarily decline in price when interest rates rise and rise in price when interest rates fall), financial (or credit) risk, inflation (or purchasing power) risk and special tax liabilities. Learn more about the types of risk.

TD AMERITRADE may act as principal on any fixed-income transaction. When acting as principal, we will add a markup to any purchase, and subtract a markdown from every sale. This markup or markdown will be included in the price quoted to you.

 
 
 

To invest in a bond or CD:

Not a client yet? Please call 800-454-9272 or open an account

Current clients: Call us at 800-934-4445

 
 
 
 
 
 
 
Key Rates & Benchmarks
Maturity Yield Prev
Day
Prev
Week
3 Month 1.68 1.60 1.65
6 Month 1.90 1.86 1.88
2 Year 2.37 2.27 2.30
3 Year 2.18 2.13 2.16
5 Year 3.05 3.01 3.06
10 Year 3.78 3.76 3.83
30 Year 4.38 4.38 4.46
Current as of 08/28/08 15:46 ET
Ratings provided by S&P, Moody’s, and Fitch


Fixed Income descriptive data provided by FT Interactive Data . For more information, interested parties can email info@ftid.com. Knight BondPoint Query System copyright © 2008 Knight BondPoint Inc., All rights reserved.

Non-deposit investment products NOT FDIC-INSURED/NO BANK GUARANTEE/MAY LOSE VALUE. Subject to availability and change in price. Availability of products and services may vary by jurisdiction.

Investments in fixed income products are subject to market risk, interest rate risk, credit risk and special tax liabilities.