Bonds & CDs Overview

Looking to balance risk in your portfolio? Establish a steady income stream*? We offer a wide range of fixed income products, plus tools and calculators to help determine which bonds and CDs may be right for you and how to incorporate them into your portfolio.

 
 
 

Bonds

Helpful tools to choose an investment that’s right for you.

CDs

We offer access to a wide range of FDIC insured CDs.

3 months 0.200%
1 year 1.002%
6 months 0.300%   2 years 1.758%
9 months 0.450%   5+ years 4.551%
 
 
 

Find out what every fixed income investor should know

The S&P Fixed Income Investor offers timely analysis including trends and key issues about Treasury bonds, Agency and Mortgage-backed securities, Corporate and Municipal bonds. Read the monthly S&P Fixed Income Investor.

 

Fixed Income New Issues

Visit our New Issues section to learn more about the newly-issued debt securities available through TD AMERITRADE including, CDs, Treasuries, agencies, corporate bonds and municipal bonds. Learn more about new issues

 

Product Rates Quick Search

The Quick Search grid will help you search for bonds and CDs based on yield, quality, and maturity.

Disclaimer: The above table contains a sample of the products we may have available. Availability of products and services may vary by jurisdiction. For more information, contact us or apply for an account online.

Tools for Fixed Income Offerings

Taxable Equivalent Yield Calculator: Use this calculator to compare the yields of fully taxable investments with the yields of tax-exempt municipal bonds.

Bond Calculator: Use this calculator to help determine yields and costs associated with investing in a fixed income security.

How could bonds and CDs fit into my portfolio?

Preservation of capital: Most bonds and CDs are issued with a set interest payment (the coupon) and a maturity date on which the original face value will be repaid. They're designed to let you invest knowing that, although the bonds fluctuate in price from the time they are issued, you will receive the full face amount of the bond when it matures.

Income: They can help provide a steady stream of income. This can be helpful for budgeting and may be indispensable for investors who are retired or otherwise require a steady income stream.

Diversification: They can help provide stability in a portfolio, because bond prices often (but don’t always) move in a different direction than stock prices. A portfolio that contains both stocks and bonds tends to be less volatile than one that contains only one of these asset classes.

Get more information at investinginbonds.com , at pathtoinvesting.com , or in our education section.

Please note: It is important to keep in mind that investments in fixed income products are subject to liquidity (or market) risk, interest rate risk (bonds ordinarily decline in price when interest rates rise and rise in price when interest rates fall), financial (or credit) risk, inflation (or purchasing power) risk and special tax liabilities. Learn more about the types of risk.

TD AMERITRADE may act as principal on any fixed-income transaction. When acting as principal, we will add a markup to any purchase, and subtract a markdown from every sale. This markup or markdown will be included in the price quoted to you.

 
 
 

[i] Important Information

The FDIC insurance limit has been temporarily increased. Read more .

 
 
 
 
 
 

To invest in a bond or CD:

Not a client yet? Please call 800-454-9272 or open an account

Current clients: Call us at 800-934-4445

 
 
 
 
 
 
 
See Also

Moody's Research Report Now available for Corporate Bonds.

S&P Research Offers timely analysis including trends and key issues about Treasury bonds, Agency and Mortgage-backed securities, Coporate and Muncipal bonds.

Retirement Center Tools and resources to help you plan for your future, no matter where you are on the path to retirement.

 
 
 
 
Key Rates & Benchmarks
Maturity Yield Prev
Day
Prev
Week
3 Month 0.01 0.01 0.03
6 Month 0.11 0.11 0.15
2 Year 0.72 0.70 0.80
3 Year 1.24 1.21 1.34
5 Year 2.18 2.15 2.25
10 Year 3.36 3.34 3.42
30 Year 4.29 4.28 4.35
Current as of 11/20/09 16:56 ET
Ratings provided by S&P, Moody’s, and Fitch


Fixed Income descriptive data provided by FT Interactive Data . For more information, interested parties can email info@ftid.com. Knight BondPoint Query System copyright © 2008 Knight BondPoint Inc., All rights reserved.

Non-deposit investment products NOT FDIC-INSURED/NO BANK GUARANTEE/MAY LOSE VALUE. Subject to availability and change in price. Availability of products and services may vary by jurisdiction.

Investments in fixed income products are subject to market risk, interest rate risk, credit risk and special tax liabilities.